Terms and Conditions of Coverage

TERMS OF COVERAGE

The Administrator agrees to repair, replace or reimburse you for reasonable cost to repair or replace any of the covered components if required due to failure of such components.

Failure of a component is defined as a failure of a defective part, for faulty workmanship related to the part as supplied by the manufacturer; It does NOT include gradual reduction in operating performance due to normal wear and tear.  NOTE: Replacement of any parts may be made with the comparable parts or suitable rebuilt parts.  Manufacturer parts are not required to be used to fulfill the requirements of this Service Contract.

YOUR VEHICLE MUST BE SERVICED REGULARLY TO KEEP YOUR SERVICE CONTRACT IN FORCE.
In order to keep this Service Contract in effect during its term, you must have the Vehicle serviced as recommended by the manufacturer or every 4 months or 4,000 miles (whichever is later).  Servicing requirement:(i) Change Engine Oil and Oil Filter; (ii) Check Transmission/Transaxle Fluid Level; (iii) Check Rear Axle Fluid Level; (iv) Lubricate Front Suspension and Steering Linkage. If the required servicing is not done by the Jerry Seiner Dealerships, receipts showing dates and services performed must be retained by you, and furnished to the Administrator in the event of a claim.  The required servicing has a tolerance of ten (10) days or five hundred (500) miles.

MAXIMUM PROTECTION AVAILABLE:  For the earlier of 75,000 MILES OR 60 MONTHS FROM THE ORIGINAL VEHICLE IN-SERVICE DATE.
An inspection of your Vehicle and determination of any pre-existing conditions is not required as a condition to your purchasing this Service Contract.  

INELIGIBLE VEHICLES: 
The following vehicles are ineligible for coverage under this service contract:  (i) Snow plows, (ii)  motor homes, (iii) salvaged vehicles, (iv) any vehicle used for commercial purposes, including but not limited to vehicles used for outside sales, deliveries, for hire to the public, for inspection and/or appraisal services; (v) any vehicle used for competitive driving; (vi) any vehicle that has had its odometer tampered with, altered or is inoperative, in violation of federal law.  

EXCLUSIONS -- WHAT IS NOT COVERED:  The following repairs/replacements are excluded from coverage:

1.  Any repair or replacement that has not been authorized by the Administrator. 

12.  Any loss or damage for mechanical failure caused by pulling a trailer in automatic overdrive.

2.  Any loss occurring while your Vehicle (including its parts) is protected by the manufacturer's warranty or any factory campaign or recall.

13. Seals and gaskets, except when required in connection with the replacement of the covered component parts.

3.  Any loss covered by the comprehensive part of your Vehicle insurance policy.

14. Repair or replace valves, rights and/or guides where the only malfunction is low compression or oil consumption, because they are considered normal wear.

4.   Any loss due to failure to have required servicing performed.

15.  Mechanical or component failure caused by a defect that the manufacturer has publicly announced it would correct and you failed to have the correction made on your Vehicle.

5.  Any loss resulting from misuse of the Vehicle.

16.  Loss caused by normal wear and tear, unless due to an actual mechanical failure.

6.  Any loss for damage caused by overheating regardless of the cause of overheating or resulting from inadequate or improper coolant, lubricants or fluids.

17.  Loss or damage caused by the failure of a non-covered component part, even though it may result in damage to a Covered Component Part.

7.  Cracked heads and/or cracked blocks, unless caused by the failure of an internally lubricated part covered by this service contract.

18.  Loss or damage to a non-covered component part, even though caused by the failure of a Covered Component Part.

8.  Adjustments, tune-ups, alignments, road service or storage.

19. Loss or damage due to structural body defects.

9.  Any parts not listed in the Protection Plus Plan, and any internally lubricated parts within any of the listed major component areas that is not specifically required for the operation of that component.

20.  Any loss caused by collision, roll-over, breakage of glass, missiles, falling objects, theft, larceny, explosion, riot, terrorism, malicious mischief, vandalism,  civil commotion, nuclear contamination, smoke or other cause not specifically provided for.

10.  Repair, replacement or any mechanical alteration not recommended by the manufacturer of your Vehicle.

21.  Any loss caused by fire, earthquake, windstorm, hail, water, flooding, lightning, or any other natural disaster, force majeure or act of god.

11.  Any failures or loss resulting from pulling a trailer or another vehicle unless your Vehicle is equipped for such activities in accordance with manufacturer's recommendations.

22  Damage to property or injury and/or death to any person regardless of whether the injury and/or damage was caused by your Vehicle or its parts.


IN THE EVENT OF A MECHANICAL FAILURE OF A COMPONENT PART, INCLUDING IN THE EVENT OF AN EMERGENCY, you must receive prior approval from the Administrator and follow the following procedure:

1.    Take your Vehicle to a Jerry Seiner Dealership or to one of 25,000 ASE Service providers.  Call the Administrator.

Toll Free Number:  1-800-669-2349 if you have questions on where to take your Vehicle for Servicing - this number is available during regular business hours and after hours. In the event of an emergency, call the toll free number for information on where to take your Vehicle for repairs.

2.    Show the service provider evidence that the required servicing has been done.
3.         The service provider will get advance approval of servicing to be performed.   
4.    Pay the applicable deductible.
5.    Pay any tax and shop supplies when applicable.   
6.    In the event of an emergency, and so long as you call for directions in the event of an emergency and Administrator has approved of the emergency repairs, Administrator shall pay the service provide the amounts payable under this Service Contract.  You will be responsible for all non-covered repairs, deductibles and any tax and shop supplie
s.

RENTAL VEHICLE COVERAGE: 
Rental vehicle reimbursement shall be made by the Administrator in the event of a failure of a Covered Component as follows:  (i) Rental must be from licensed facility; (ii) Reimbursement shall be for up to $30.00 per day, up to a maximum of $150.00 per claim; (iii) Rental reimbursement shall not apply unless repair time exceeds three hours of labor as defined in factory or accredited flat rate manuals; (iv) Subject to maximum amounts for rental reimbursement, each six hours of labor shall allow one day of vehicle rental; (v) Reimbursement shall be from time covered repairs begin, without consideration for time delays due to repair facility scheduling, provided, however, verifiable parts delay for a Covered Component will be permitted for computation of rental vehicle time.

TOWING: 
Charges for towing to repairing facility are limited to $40.00 per disablement caused by a failure of a Covered Component under this Service Contract. No other towing charges are covered


LIMITATIONS ON LIABILITY: The following are limitations on the liability of the Service Contract Provider:
•    The liability of the Administrator and Service Contract reinsurer shall in no event exceed the actual cash value of the Vehicle at the time of the failure of the covered part(s).
•     No coverage is provided as a result of abuse, damage by accident, negligence, during the course of normal maintenance (adjustments, alignments, tune-ups, etc.), repairs not authorized by the Administrator, if there has been any tampering or alteration to the odometer, or if the Vehicle has been used for competitive driving.
•    This coverage applies only to mechanical component part failures which occur in the continental US or Canada.

•    THE ADMINISTRATOR'S LIABILITY FOR INCIDENTAL AND CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, PROPERTY DAMAGE, LOSS OF USE OF THE COVERED VEHICLE, LOSS OF TIME, INCONVENIENCE OR COMMERCIAL LOSS RESULTING FROM THE OPERATION, MAINTENANCE OR USE OF THE COVERED VEHICLE OR FROM THE BREACH OF ANY IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY ARISING BY OPERATION OF LAW, IS HEREBY EXPRESSLY EXCLUDED.  THE ADMINISTRATOR'S LIABILITY IS EXPRESSLY LIMITED TO REPAIR OR REPLACEMENT OF DEFECTIVE COMPONENT PARTS AS PROVIDED FOR IN THIS SERVICE CONTRACT.

TRANSFER PROCEDURE:
This Service Contract is for the benefit of the Owner and the covered Vehicle only.  The unexpired portion of this Service Contract may be assigned to a new Owner in the event of the sale or transfer of the Vehicle while this Contract is still in effect. The new Owner must be an individual, not an entity or commercial party.  The assignment will be effective only (i) upon receipt by the Administrator of a completed transfer form within fifteen (15) days of the transfer of the Vehicle, (ii) upon receipt by the Administrator of proof that the required servicing of the Vehicle has been performed, and (iii) payment to the Administrator of a $100.00 transfer fee.  Failure to comply with the transfer procedure will result in the cancellation of the Service Contract.

TERMINATION

BY OWNER:  
The Owner may terminate this Service Contract, by notifying GA of the termination in writing, with a submittal of the original Service Contract and proof of payment.  The writing must be signed and dated, and state the current mileage of the Vehicle and the reason for termination.

BY ADMINISTRATOR: 
The Administrator may terminate this Service Contract if (a) your Vehicle is a total loss, (b) the odometer has been tampered with, stopped or changed (misrepresentation), or (c) the Vehicle is operated in any manner as to make it an "ineligible Vehicle." Termination is effective after the lapse of (i) 30 days following any Notice of Default is mailed, and (ii) 10 days following any Notice of Default for payment premiums.

REFUND:
1.    Full Refund Upon Termination.  The Owner will be entitled to a full refund of the purchase price of the Service Contract upon termination, but only if a claim has not been made on the Service Contract, and the written request for termination is made (i) within 30 days of the contract date if this contract covers a vehicle that does not have manufacturer warranties in effect or (ii) within 60 days if this contract covers a vehicle that is covered by manufacturer warranties. 

2.    Pro Rata Refund upon Termination.  The Owner will be entitled to a partial refund of the purchase price based on the greater of (i) the number of days this Service Contract was in effect, or (ii) the number of miles driven since the contract date under the following circumstances:  (a) if a claim has been made on the Service Contract, (b) it is more than 30 days after the contract date if this contract covers a vehicle that does not have manufacturer warranties in effect, or (c)  it is more than 60 days after the contract date if this contract covers a vehicle that has manufacturer warranties in effect.  In the event of a termination after the 30 and 60 day period, as applicable, a service fee of $50.00 will be charged to the Owner.

3.    Payment of Refund.  In the event that the purchase price of the Service Contract was included in the financed amount of a retail sales contract, the refund will be made payable to the Owner and the lender, provided, however, in the event there is a termination involving a repossession or total loss of the covered vehicle, the refund will be made only to the lender, as sole payee.


THIS CONTRACT MAY BE RESCINDED WITHIN THREE DAYS OF PURCHASE BY WRITTEN NOTIFICATION TO GA SECURITY. IF RESCINDED, YOUR PAYMENT WILL BE RETURNED TO YOU WITHIN 30 DAYS OF NOTICE BY YOU TO THE ADMINISTRATOR.